Career and Salary

Deferred compensation-a trap for the unwary
Deferred compensation has become a status symbol for flashy CEOs. but it would probably be a big mistake for you albeit a big advantage for your employer—unless you're planning on your Current job being your last The primary advantage of deferred compensation is a decrease in taxes. but if your income won’ t be dropping for years to come. there's no reason to defer taking your money. If you're young let's face it. you’ ll find plenty of uses for your money soon enough
—Worth

Play the option game for salary gain
So you accepted a large share of stock options with your tech company instead of a big salary. and now they are worth a whole lot less. Dont panic—this might be the time to ask for more options. to help you cash in on the opportunity at hand.and average out your higher-priced options. You could also ask your firm to reprice your options at a lover rate though this is less desir¬able for companies Either way if you still hale confidence in your company despite recent tech setbacks. Now is the time to opt in.
—The Industry Standard

Find the financial planner who is right for you

No matter how modest your portfolio sometimes it pays to spend money getting a pro's help in managing it .First, decide what Your special needs are, then find a financial planner who specializes in your area — such as college savings, retirement or single parents’ finances.You can start Your search with groups such as the National Association of Personal Financial Advisers (338-333-6669 napfa.org) and the Financial Planning Association (800-282-7526 fpanet .org)— Consumers Digest

Check out a real estate partnership for gain!

Real estate investment trusts have stumbled lately but tread carefully when looking for an invest­ment alternative Real estate partnerships also known as syndication. are one option if you take certain precautions.Partnerships have a troubled history for a reason and it's important that you know the potential pit­falls such as a variety of fees illiquidity pricing and risk. - Forbes

The Six Steps To Wealth

The six-step strategy to wealth, estabilshing the value, leveraging that value, and creating a river of wealth.

1. Build your wealth foundationEvery one of us, no matter what our level of education, inteligence, talent or heritance, can build our network and knowledge to begin attracting great opportunities daily.

2. Maximise your moment of wealth creationWe must know what is the most of our time for wealth creation. Many of us are investing less than 10% of our time on our moment of wealth creation. When we increase this more than 50%, our attraction and flow multiplies dramatically.

3. Create valueWhat is your value? Can other people see your value? As the first part of wealth formula (wealth = value x leverage), you need to be very specific on the value differential that you are creating.

4. Ensure ownership of your valueEvery wealthy people has a different value they create, and different ways to own it. The balance of ownership is essential. Too restrictive an ownership, and no one will want to leverage of your value. Too loose an ownership, and you will lose the value to others. The world is full of entrepreneurs who impatiently began leveraging their value before they had ownership over it, and today their raging river is owned by someone else.

5. Leverage your valueThe value of other people is your leverage, and your value is other people’s leverage. Value creates the gradient of your river and dictates the speed of money flow. Leverage creates the width of your river and dictates the volume of money flow that speed. Understanding the mechanism that exist to leverage will transform the effective value that you can create.

6. Secure your cash flowEnsure you have determined your cashflow in advance, secure your cash flow so that in good times and bad, the river continues to flow. Every wealthy people has a different way to extract cash from their river on an ongoing basis, such as patent royalties, license fees, signing fees, endorsement fees, franchise fee, shares in a company, comission, and so on.Happy, healthy, wealthy.

Wealth Coach,Zubair

Tips for Happiness in Daily Life

Happiness in Daily Life
by Remez Sasson

Daily life can be made happier. It is a matter of choice. It is our attitude that makes us feel happy or unhappy. It is true, we meet all kinds of situations during the day, and some of them may not be conductive to happiness. We can choose to keep thinking about the unhappy events, and we can choose to refuse to think about them, and instead, relish the happy moments. All of us constantly go through various situations and circumstances, but we do not have to let them influence our reactions and feelings.
If we let outer events influence our moods, we become their slaves. We lose our freedom. We let our happiness be determined by outer forces. On the other hand, we can free ourselves from outer influences. We can choose to be happy, and we can do a lot to add happiness to our lives.
What is happiness? It is a feeling of inner peace and satisfaction. It is usually experienced when there are no worries, fears or obsessing thoughts, and this usually happens, when we do something we love to do or when we get, win, gain or achieve something that we value. It seems to be the outcome of positive events, but it actually comes from the inside, triggered by outer events.

For most people happiness seems fleeting, because they let changing outer circumstances affect it. One of the best ways to keep it, is by gaining inner peace through daily meditation. As the mind becomes more peaceful, it becomes easier to choose the happiness habit.
Here are a few tips for increasing happiness in daily life:
1) Endeavor to change the way you look at things. Always look at the bright side. The mind may drag you to think about negativity and difficulties. Don't let it. Look at the good and positive side of every situation.
2) Think of solutions, not problems.
3) Listen to relaxing, uplifting music.
4) Watch funny comedies that make you laugh.
5) Each day, devote some time to reading a few pages of an inspiring book or article.
6) Watch your thoughts. Whenever you catch yourself thinking negative thoughts, start thinking of pleasant things.
7) Always look at what you have done and not at what you haven't.Sometimes you may begin the day with the desire to accomplish several objectives. At the end of the day you might feel frustrated and unhappy, because you haven't been able to do all of those things.
Look at what you have done, not at what you have not been able to do. You may have accomplished a lot during the day, and yet you let yourself become frustrated, because of some small things that you did not accomplish. You have spent all day successfully carrying out many plans, and instead of feeling happy and satisfied, you look at what was not accomplished and feel unhappy. It is unfair toward yourself.
8) Each day do something good for yourself. It can be something small, such buying a book, eating something you love, watching you favorite program on TV, going to a movie, or just having a stroll on the beach.
9) Each day do at least one act to make others happy. This can be a kind word, helping your colleagues, stopping your car at the crossroad to let people cross, giving your seat in a bus to someone else, or giving a small present to someone you love. The possibilities are infinite. When you make someone happy, you become happy, and then people try to make you happy.
10) Always expect happiness.
11) Do not envy people who are happy. On the contrary, be happy for their happiness.
12) Associate with happy people, and try to learn from them to be happy. Remember, happiness is contagious.
13) Do your best to stay detached, when things do not proceed as intended and desired. Detachment will help you stay calm and control your moods and reactions. Detachment is not indifference. It is the acceptance of the good and the bad and staying balanced. Detachment has much to do with inner peace, and inner peace is conductive to happiness.
14) Smile more often.

Tips Property

6 Simple Steps How to be a succesful Real estate investor by R.T. Kiyosaki and Dolf de Roos
1. Decide to be an investor- the most important
2. Find An Area- Area go up dan go down
3. Identify Properties-The Potency of Properties
4. Analyze, Offer, Negotiate
5.Put Together the Deal
6. Property Management

More details!...get the video tutorial on archive! Paket Spektakuler!

The Secret – Summary

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(17,39 MB)

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Author: Rhonda Byrne
Publisher: Beyond Words Publishing
Copyright year: 2006
ISBN: 1-58270-170-9

Author’s Biography: Author Rhonda Byrne, like each of us, has been on her own journey of discovery. Along the way, she brought together a superb team of authors, ministers, teachers, filmmakers, designers, and publishers to bring forth The Secret to the world, and through her vision, bring joy to millions.

Author’s big thought: “The Secret” contains wisdom from modern-day teachers, men and women who have used it to achieve health, wealth, and happiness. By applying “The Secret” they bring to light compelling stories of eradicating disease, acquiring massive wealth, overcoming obstacles, and achieving what many would regard as impossible. In this book, you’ll learn how to use “The Secret” in every aspect of your life - money, health, relationships, happiness, and in every interaction you have in the world. You’ll begin to understand the hidden, untapped power that’s within you, and this revelation can bring joy to every aspect of your life.

Notes:
Please note that each chapter has a set of quotes from individuals who lived in earlier periods of time. This will illustrate the power of “The Secret” as revealed by several gurus shown in the movie, The Secret. We are sharing these quotes from each chapter as well as a summary of information.

The Secret Revealed – Chapter 1

“You’ve probably been sitting there wondering, what is “The Secret”? I’ll tell you how I’ve come to understand it.
We all work with one infinite power. We all guide ourselves by exactly the same laws. The natural laws of the universe are so precise that we don’t even have any difficulty building spaceships, we can send people to the moon, and we can time the landing with the precision of a fraction of a second. Wherever you are - India, Australia, New Zealand, Stockholm, London, Toronto, Montreal, or New York . We’re all working with one power. One Law. It’s attraction!”
Bob Proctor


“Every thought of yours is a real thing - a force.”
Prentice Mulford (1834-1891)

“The predominant thought or the mental attitude is the magnet, and the law is that like attracts like, consequently, the mental attitude will invariably attract such conditions as correspond to its nature.”
Charles Haanel (1866-1949)

Chapter Summary – The Secret Revealed – Chapter 1

• The Great Secret of Life is the law of attraction.

• The law of attraction says like attracts like, so when you think a thought, you are
also attracting like thoughts to you.

• Thoughts are magnetic, and thoughts have a frequency. As you think thoughts, they
are sent out into the Universe, and they magnetically attract all like things that are
on the same frequency. Everything sent out returns to the source . YOU.

• You are like a human transmission tower, transmitting a frequency with your
thoughts. If you want to change anything in your life, change the frequency by
changing your thoughts.

• Your current thoughts are creating your future life. What you think about the most
or focus on the most will appear as your life.

• Your thoughts become things.

The Secret Made Simple – Chapter 2

“It is the combination of thought and love which forms the irresistible
force of the law of attraction.”
Charles Haanel (1866-1949)

Chapter Summary - The Secret Made Simple – Chapter 2

• The law of attraction is a law of nature. It is as impartial as the law of gravity.

• Nothing can come into your experience unless you summon it through persistent
thoughts.

• To know what you’re thinking, ask yourself how you are feeling. Emotions are valuable
tools that instantly tell us what we are thinking.

• It is impossible to feel bad and at the same time have good thoughts.

• Your thoughts determine your frequency, and your feelings tell you immediately
what frequency you are on. When you feel bad, you are on the frequency of drawing
more bad things. When you feel good, you are powerfully attracting more good
things to you.

Chapter Summary - The Secret Made Simple – Chapter 2

• Secret Shifters, such as pleasant memories, nature, or your favourite music, can change your feelings and shift your frequency in an instant.

• The feeling of love is the highest frequency you can emit. The greater the love you feel and emit, the greater the power you are harnessing.

How to Use The Secret – Chapter 3

“See the things that you want as already yours. Know that they will come to
you as needed. Then let them come. Don’t fret and worry about them.
Don’t think about your lack of them. Think of them as yours, as belonging
to you, as already in your possession..”
Robert Collier (1885-1950)

“You can have what you want - if you know how to form the mould for it on your own thoughts. There is no dream that may not come true, if you but learn to use the Creative Force working through you. The methods that work for one will work for all. The key to power lies in using what you have freely, fully and thus opening wide your channels for more Creative Force to flow through you”
Robert Collier (1885-1950)

“Whatsoever ye shall ask in prayer, believing, ye shall receive.”
Matthew 21:22

“What things so ever ye desire, when ye pray, believe that ye receive them, and ye shall have them.”
Mark 11:24

“Take the first step in faith. You don’t have to see the whole staircase. Just take
The First step.”
Martin Luther King, Jr. (1929-1968)

Chapter Summary – How to use The Secret – Chapter 3

• Like Aladdin’s Genie, the law of attraction grants our every command.

• The Creative Process helps you create what you want in three simple steps: ASK, BELIEVE, and RECEIVE.

• Asking the Universe for what you want is your opportunity to get clear about what
you want. As you get clear in your mind, you have asked.

• Believing involves acting, speaking, and thinking as though you have already received
what you’ve asked for. When you emit the frequency of having received it, the law
of attraction moves people, events, and circumstances for you to receive.

• Receiving involves feeling the way you will feel once your desire has manifested.
Feeling good now puts you on the frequency of what you want.

• To lose weight, don’t focus on “losing weight”. Instead, focus on your perfect
weight. Feel the feelings of your perfect weight, and you will summon it to you.

• Starting with something small, like a cup of coffee or parking spaces, is an easy way
to experience the law of attraction in action. Powerfully intend to attract something small. As you experience the power you have to attract, you will move to
creating much bigger things.

• Create your day in advance by thinking the way you want it to go, and you will create
your life intentionally.

Powerful Processes – Chapter 4

“That a man can change himself and master his own destiny is the conclusion
of every master mind who is wide-awake to the power of right thought.”
Christian D. Larson (1866-1954)

“All that we are is a result of what we have thought.”
Buddha (563 BCE-483 BCE)

“The daily practice of gratitude is one of the conduits by which your wealth will come to you.”
Wallace Wattles (1860-1911)

“What this power is I cannot say. All I know is that it exists.”
Alexander Graham Bell (1847-1922)

“Everyone visualizes whether he knows it or not. Visualizing is the great secret of
success.”
Genevieve Behrend (1881-1960)

“We all possess more power and greater possibilities than we realize, and visualizing is one of the greatest of these powers.”
Genevieve Behrend (1881-1960)

“Nothing can prevent your picture from coming into concrete form except
the same power which gave it birth . Yourself.”
Genevieve Behrend (1881-1960)

“Imagination is everything. It is the preview of life’s coming attractions.”
Albert Einstein (1879-1955)


Chapter Summary - Powerful Processes – Chapter 4

• Expectation is a powerful attracting force. Expect the things you want, and don’t
except the things you don’t want.

• Gratitude is a powerful process for shifting your energy and bringing more of what
you want into your life. Be grateful for what you already have, and you will attract
more good things.

• Giving thanks for what you want in advance turbo-charges your desires and sends a
more powerful signal out into the Universe.

• Visualization is the process of creating pictures in your mind of yourself enjoying
what you want. When you visualize, you generate powerful thoughts and feelings of
having it now. The law of attraction then returns that reality to you, just as you saw
it in your mind.

• To use the law of attraction to your advantage, make it a habitual way of being, not
just a one-time event.

• At the end of every day, before you go to sleep, go back through the events of the
day. Any events or moments that were not what you wanted, replay them in your
mind the way you wanted them to go.

The Secret to Money – Chapter 5

“Whatever the mind can conceive it can achieve.”
W. Clement Stone (1902-2002)

“The spiritual substance from which comes all visible wealth is never depleted. It is right with you all the time and responds to your faith in it and your demands on it.”
Charles Fillmore (1854-1948)

“The good news is that the moment you decide that what you know is more important than what you have been taught to believe, you will have shifted gears in your quest for abundance. Success comes from within, not from without.”
Ralph Waldo Emerson (1803-1882)

Chapter Summary - The Secret to Money – Chapter 5

• To attract money, focus on wealth. It is impossible to bring more money into your
life when you focus on the lack of it.

• It is helpful to use your imagination and make-believe you already have the money
you want. Play games of having wealth and you will feel better about money; as you
feel better about it, more will flow into your life.

• Feeling happy now is the fastest way to bring money into your life.

• Make it your intention to look at everything you like and say to yourself, “I can
afford that”, “I can buy that”. You will shift your thinking and begin to feel better
about money.

• Give money in order to bring more of it into your life. When you are generous with
money and feel good about sharing it, you are saying, “I have plenty”.

• Visualize checks (cheques) in the mail.

• Tip the balance of your thoughts to wealth. Think wealth.




The Secret to Relationships – Chapter 6

“To acquire love, fill yourself up with it until you become a magnet.”
Charles Haanel (1866-1949)

“Undoubtedly to some, the idea of giving so much love to self will seem very cold, hard and unmerciful. Still this matter may be seen in a different light, when we find that, looking out for Number One, as directed by the Infinite, is really looking out for Number Two and is indeed the only way to permanently benefit Number Two.”
Prentice Mulford (1834-1891)

Chapter Summary - The Secret to Relationships – Chapter 6

• When you want to attract a relationship, make sure your thoughts, words, actions,
and surroundings don’t contradict your desires.

• Your job is you. Unless you fill yourself up first, you have nothing to give anybody.

• Treat yourself with love and respect, and you will attract people who show you love
and respect.

• When you feel bad about yourself, you block the love and instead you attract more
people and situations that will continue to make you feel bad about you.

• Focus on the qualities you love about yourself and the law of attraction will show
you more great things about you.

• To make a relationship work, focus on what you appreciate about the other person,
and not your complaints. When you focus on the strengths, you will get more of
them.

Chapter Summary - The Secret to Health – Chapter 7

• The placebo effect is an example of the law of attraction in action. When a patient
truly believes the tablet is a cure, he receives what he believes and is cured.

• Focusing on perfect health. is something we can all do within ourselves, despite
what may be happening on the outside.

• Laughter attracts joy, releases negativity, and leads to miraculous cures.

• Disease is held in the body by thought, by observation of the illness, and by the
attention given to the illness. If you are feeling a little unwell, don’t talk about it.

The Secret to the World – Chapter 8

“What you resist persists.”
Carl Jung (1875-1961)

“Remember, and this is one of the most difficult as well as most wonderful statements to grasp. Remember that no matter what the difficulty is, no matter where it is, no matter who is affected, you have no patient but yourself; you have nothing to do but convince yourself of the truth which you desire to see manifested.”
Charles Haanel (1866-1949)

“Think truly, and thy thoughts shall the world’s famine feed.”
Horatio Bonar (1808-1889)

“The essence of this law is that you must think abundance; see abundance, feel abundance, believe abundance. Let no thought of limitation enter your mind.”
Robert Collier (1885-1950)


Chapter Summary - The Secret to the World – Chapter 8

• What you resist, you attract, because you are powerfully focused on it with
emotion. To change anything, go within and emit a new signal with your thoughts
and feelings.

• You cannot help the world by focusing on the negative things. As you focus on the
world’s negative events, you not only add to them, but you also bring more negative
things into your life.

• Instead of focusing on the world’s problems, give your attention and energy to
trust, love, abundance, education, and peace.

• We will never run out of good things because there’s more than enough to go around
for everyone. Life is meant to be abundant.

• You have the ability to tap into the unlimited supply through your thoughts and
feelings and bring it into your experience.

• Praise and bless everything in the world, and you will dissolve negativity and discord
and align yourself with the highest frequency - love.

The Secret to the YOU – Chapter 9

“The Universal Mind is not only intelligence, but it is substance, and this
substance is the attractive force which brings electrons together by the law
of attraction so they form atoms; the atoms in turn are brought together by the same law and form molecules; molecules take objective forms and so we find that the law is the creative force behind every manifestation, not only of atoms, but of worlds, of the Universe, of everything of which the imagination can form any conception.”
Charles Haanel (1866-1949)

“To become conscious of this power is to become a “live wire”. The Universe is the live wire. It carries power sufficient to meet every situation in the life of every individual. When the individual mind touches the Universal Mind, it receives all its power.”
Charles Haanel (1866-1949)

“Ninety-nine percent of who you are is invisible and untouchable.”
R. Buckminster Fuller (1895-1983)

“All power is from within and therefore under our control.”
Robert Collier (1885-1950)

“A person who sets his or her mind on the dark side of life, who lives over and
over the misfortunes and disappointments of the past, prays for similar
misfortunes and disappointments in the future. If you will see nothing but ill luck in the future, you are praying for such ill luck and will surely get it.”
Prentice Mulford (1834-1891)

“There is no limit to what this law can do for you; dare to believe in your own ideal; think of the ideal as an already accomplished fact.”
Charles Haanel (1866-1949)

“Whether you think you can or think you can’t, either way you are right.”
Henry Ford (1863-1947)

“The real secret of power is consciousness of power.”
Charles Haanel (1866-1949)

“The absolute truth is that the “I” is perfect and complete; the real “I” is spiritual and can therefore never be less than perfect; it can never have any lack, limitation, or disease.”
Charles Haanel (1866-1949)

Chapter Summary - The Secret to the YOU – Chapter 9

• Everything is energy. You are an energy magnet, so you electrically energize
everything to you and electrically energize yourself to everything you want.

• You are a spiritual being. You are energy, and energy cannot be created or destroyed - it just changes form. Therefore, the pure essence of you has always been and always will be.

• The Universe emerges from thought. We are the creators not only of our own destiny but also of the Universe.

• An unlimited supply of ideas is available to you. All knowledge, discoveries, and inventions are in the Universal Mind as possibilities, waiting for the human mind to draw them forth. You hold everything in your consciousness.

• We are all connected, we are all One.

• Let go of difficulties from your past, cultural codes, and social beliefs. You are the only one who can create the life you deserve.

• A shortcut to manifesting your desires is to see what you want as absolute fact.

• Your power is in your thoughts, so stay aware. In other words, “Remember to
remember.”

The Secret to life – Chapter 10

“The secret is the answer to all that has been, all that is, and all that ever will be.”
Ralph Waldo Emerson

Chapter Summary - The Secret to life – Chapter 10

• You get to fill the blackboard of your life with whatever you want.

• The only thing you need to do is feel good now.

• The more you use the power within you, the more power you will draw through you.

• The time to embrace your magnificence is now.

• We are in the midst of a glorious era. As we let go of limiting thoughts, we will
experience humanity’s true magnificence, in every area of creation.

• Do what we love. If you don’t know what brings you joy, ask, .What is my joy?. As
you commit to your joy, you will attract an avalanche of joyful things because you
are radiating joy.

• Now that you have learned the knowledge of “The Secret”, what you do with it is up
to you. Whatever you choose is right. The power is all yours.

Recommendation: You may have noticed, as you were reading, that there were
many quotes from individuals who have lived over the centuries. The modern
day gurus contributing to this book are not giving us new information . they are merely affirming ancient knowledge. This is a powerful way to teach us “The Law of Attraction”.